Germantown Homes under $400,000

Germantown Homes under $400,000

Welcome to Germantown, Tennessee – a charming suburb nestled in the heart of Shelby County! Known for its picturesque landscapes and vibrant community spirit, Germantown offers a delightful blend of suburban tranquility and urban convenience. This family-friendly city boasts excellent schools, lush parks, and a plethora of recreational amenities, making it an ideal place to call home.

Germantown is renowned for its commitment to quality living, with tree-lined streets and beautifully maintained neighborhoods that create an inviting atmosphere for residents and visitors alike. The city is dotted with delightful shops, cafes, and restaurants, ensuring that you have everything you need right at your fingertips. Whether you’re enjoying a leisurely stroll through one of the many parks or participating in community events, Germantown fosters a strong sense of belonging.

For homebuyers seeking affordable options, Germantown offers a variety of charming homes under $400,000. Here, you will find a diverse range of properties, from cozy single-family homes to modern townhouses, all designed to meet the needs of families, young professionals, and retirees alike. With its strong real estate market and attractive pricing, Germantown is an excellent choice for those looking to invest in a vibrant community without breaking the bank.

Discover the unique charm of Germantown, where you can enjoy a high quality of life in a friendly, welcoming environment. Whether you’re looking to settle down or find your next investment property, this delightful city has something for everyone. Come and explore your future home in Germantown today!

Newest Germantown Homes under $400,000

2344 Howard Rd, Germantown
$299,000
4 Beds ⋅ 2.1 Baths ⋅ 10231649 MLS
Seller prefers to sell this property As-Is. Welcome to 2344 Howard Rd in the heart of Germantown! This well-maintained 4-bedroom, 2.5-bath home has been lovingly owned by the same owner for 34 years and offers a solid opportunity for its next chapter. The traditional floor plan features a formal living room, separate dining room, comfortable den, kitchen with adjoining breakfast area, and all four bedrooms located upstairs. A 2-car garage and fenced backyard add everyday convenience and outdoor space. The home has great bones and has been well cared for over the years, but offers an excellent opportunity for a new owner to update and personalize it to their own style. A wonderful chance to create something special in an established Germantown location. Seller prefers to sell this property As-Is. Roof is approx. 6 years of age. The HVAC is approx. 3 years of age. Water heater is approx. 10-12 years

2344 Howard Rd, Germantown
6976 Country Rd Unit #34, Germantown
$244,900
2 Beds ⋅ 2.1 Baths ⋅ 10231563 MLS ⋅ Riverdale Farms BLDG.
Welcome home to low-maintenance living in the highly desirable Riverdale Farms condominiums! Located in Germantown with access to top-rated schools and fantastic amenities—without the Germantown price tag. Inviting 2-bedroom, 2.5-bath townhome features modern hardwood floors across two spacious main-level living areas. Both bedrooms offer generous walk-in closets, plus a large third-floor space ideal for walk-up storage. Enjoy a private fenced patio leading directly to covered parking for 2 vehicles. Brand-new roof brings extra peace of mind, while the HOA covers landscaping, pool access, water, siding, and exterior maintenance. Outdoor lovers will appreciate being steps from the local park and the 12+ mile Wolf River Greenline trail for walking and biking. Comfort, convenience, and a vibrant community await!

6976 Country Rd Unit #34, Germantown
7449 Germantown Sq S, Germantown
$275,000
2 Beds ⋅ 2.1 Baths ⋅ 10231438 MLS ⋅ Greenleaf BLDG.
WOW! Completely renovated and move-in ready!This beautifully updated 2-bedroom, 2.5-bath condo offers the perfect combo of style, comfort, and convenience, $30,000+ in recent improvemenis allowing you to enjoy a stunning home without the hassle of renovations. The gorgeous updated kitchen features SS appliances and a fresh, modern feel. More improvements include NEW ROOF, front and patio doors, refreshed bathrooms, and a new water heater. Both spacious upstairs bedrooms offer their own private en-suite baths, providing exceptional comfort and privacy. Some pics are virtual. Step outside to your private gated patio, or enjoy the beautifully landscaped courtyard and community pool.Sought-after location with Germantown schools and convenient access to shopping, dining, entertainment, and everyday amenities. Embrace the ultimate lock-and-leave lifestyle in a home that is updated, low-maintenance, and ready to enjoy! See attached Renovation and HOA information. No rentals permitted.

7449 Germantown Sq S, Germantown
8652 Wine Leaf Cv, Germantown
$398,000
4 Beds ⋅ 2 Baths ⋅ 10231435 MLS
Filled with natural light, this beautifully cared-for 4BR/2BA one-story Germantown home feels welcoming from the moment you step inside. Gorgeous hardwood floors flow through the spacious living and dining areas and two bedrooms. The inviting den features a vaulted ceiling and wood-burning fireplace with updated tile surround and hearth. The kitchen offers granite countertops, stone backsplash, stainless appliances and distinctive brick paver floors. Out back, a large deck with covered seating overlooks the spacious, landscaped and fenced yard—perfect for entertaining or relaxing outdoors. Roof less than 5 years old, tankless water heater and refurbished chimney. Centrally located near Germantown schools and parks, this well-maintained home offers comfortable one-level living in a location that’s hard to beat.

8652 Wine Leaf Cv, Germantown
8020 Poplar Pike, Germantown
$375,000
5 Beds ⋅ 3.1 Baths ⋅ 10231377 MLS
Spacious Germantown home with 5BR/3.5BA, a full wraparound porch and plenty of potential! Features include an eat-in kitchen, formal dining room, family room and a 200sqft hardwood-floored sunroom. Downstairs primary suite offers a fireplace, private porch access, separate vanities, separate shower and jetted tub. Four bedrooms and two baths upstairs, including a Second Primary Suite. Detached 3-car garage with bonus room above provides space for an office or playroom. Home needs updates and repairs and is being sold "as-is". A great opportunity to make it your own or as an investment. Priced to Sell!

8020 Poplar Pike, Germantown
7351 Eastern Ave, Germantown
$400,000
4 Beds ⋅ 2 Baths ⋅ 10231184 MLS
A hidden oasis in the heart of Germantown just off of Poplar Pike a few steps away from Germantown Road is this single story home that backs up to 5 acre historic reserved land. Gardeners dream can be revitalized and one can observe nature from cedar sunroom. Great floor plan with four bedrooms; primary is tucked away with hidden door. Covered patio behind gate makes this house even more desirables s a hideaway

7351 Eastern Ave, Germantown
7273 Claiborne Dr, Germantown
$369,000
3 Beds ⋅ 2 Baths ⋅ 10231024 MLS
**Totally Renovated in the Heart of Germantown!** This beautifully updated home has been renovated throughout and features a new roof, new windows, new flooring, new cabinets, and much more. Move-in ready with modern finishes in a highly desirable Germantown location.

7273 Claiborne Dr, Germantown
8438 River Glen Dr, Germantown
$375,000
4 Beds ⋅ 2 Baths ⋅ 10230688 MLS
Welcome to this beautiful 4-bedroom, 2-bath+ bonus room home located in the heart of Germantown, Tennessee—known for its top-rated schools, convenient shopping, and friendly community. Step inside to a spacious vaulted-ceiling living room filled with natural light, perfect for relaxing or entertaining. The kitchen flows easily into the dining and living areas, creating an inviting space for family and friends. The primary suite offers comfort and privacy, while the additional bedrooms provide flexibility for guests, a home office, or a growing family. Outside, enjoy your own private backyard oasis featuring an in-ground gunite swimming pool—ideal for summer gatherings or peaceful evenings under the stars. Surrounded by mature trees and thoughtful landscaping, this home offers the perfect balance of privacy and convenience. Just minutes from shopping, dining, parks, and some of Germantown’s best schools

8438 River Glen Dr, Germantown
7547 Neshoba Dr, Germantown
$369,900
4 Beds ⋅ 2.1 Baths ⋅ 10230514 MLS
LOCATION, SPACE & UPDATES—this Germantown home delivers it all! Situated on a large corner lot within walking distance of Riverdale Elementary & Middle School and several parks, plus minutes from shopping, restaurants, the Germantown Library & Germantown Athletic Club. Inside, you’ll find 4 large bedrooms, 2.5 baths, a huge eat-in kitchen, spacious family room & separate living room—plenty of room to spread out and entertain. Major updates include a new 5-ton HVAC with dehumidifier (2024), roof less than 10 years old, new windows throughout (upstairs 2022/downstairs 2025), new fence (2021) & appliances just 2–3 years old. Relax on the large covered patio completed in 2024 with a beautiful cedar ceiling, plus a 12x15 storage shed added in 2024. Seller is also offering a $2,500 paint credit—bring your style and make it yours!

7547 Neshoba Dr, Germantown
2256 W Germantown Sq, Germantown
$269,900
2 Beds ⋅ 1.1 Baths ⋅ 10229860 MLS
Welcome to Greenleaf and easy Germantown living! This well-located condo offers a comfortable floor plan with wood laminate flooring downstairs, a cozy kitchen with granite countertops and stainless steel appliances, living room with a wood accent wall, and a flexible dining room that could easily double as a home office. A powder room completes the main level. Upstairs you'll find both bedrooms, newer carpet, great closet space, and a convenient stackable washer and dryer that will remain. Enjoy your own private patio plus lovely courtyard views, a neighborhood pool, and a community courtyard with gazebo and pond. The pet-friendly neighborhood even offers doggie stations along your walk. Tucked away off McVay with McVay Park within walking distance, this is a great opportunity to enjoy a convenient Germantown location with low-maintenance living!

2256 W Germantown Sq, Germantown
7488 Germantown Sq, Germantown
$260,000
2 Beds ⋅ 2.1 Baths ⋅ 10229175 MLS ⋅ Greenleaf Condos BLDG.
NEW PRICE!! Great Location! This two bed / 2.5 bath condo has all new paint and new carpet upstairs. The perfect floor plan with a full bath for each bedroom. Washer/Dryer conveniently located upstairs! Community POOL!!Lots of storage space including pull down attic! Less than a mile from Saddle Creek for shopping and restaurants! Walking distance to The Commissary and SouthernSocial! Germantown Schools! MUST SEE!!!! Call today for a private showing! Seller offering $5000.00 toward closing with accepted offer!

7488 Germantown Sq, Germantown
1791 Old Mill Rd, Germantown
$398,777
4 Beds ⋅ 2.1 Baths ⋅ 10228872 MLS
REDUCED TO $398,777 Motivated Homeowners are ready to sell at this reduced price! Don't miss this GREAT opportunity to live in a wonderful Germantown neighborhood, within walking distance of Germantown's only K-8 school! Discover This beautifully maintained 4 BR, 2.5 BA home located in the heart of Germantown! This charming property has been thoughtfully updated and cared for, offering comfort, convenience, and ample space both in and out! Renovated kitchen featuring new countertops and counter-depth refrigerator that stays, Induction cooktop, double ovens, 2 pantries. Fresh interior paint, Permanent stairs to expandable attic! NEW Roof (2 yrs), lg workshop w/electricity, 2 car carport with gated rear access, heated/cooled SUNROOM, one year AHS warranty! Riverdale school k-8. Don"t miss your chance to own this lovely HOME!

1791 Old Mill Rd, Germantown
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